What Happens If My Life Insurance Company Becomes Insolvent

By |2019-01-23T14:37:18-05:00August 23rd, 2018|Critical Illness Insurance, Disability Insurance, Life Insurance, Travel Insurance|

What Happens if My Life Insurance Company Became Insolvent? As a licensed insurance broker I always shop the Canadian life, critical illness and disability insurance market to find best possible insurance solution for my clients. In the course of this research I often present at minimum 3-5 different insurance carrier [...]

Should You Take CPP Early

By |2019-01-23T14:37:19-05:00June 11th, 2018|Investment Planning, Wealth Management|

Should You Take CPP Early? Often a question I get asked in my financial planning practice by those at or close to Canada Pension Plan (CPP) benefits start date of age 60 is "Should I take my CPP early?" The reality is the answer is not normally as cut and [...]

Life Insurance for Kids

By |2019-01-23T14:37:19-05:00May 31st, 2018|Investment Planning, Life Insurance, Wealth Management|

Some Reasons to Consider Life Insurance for Kids The idea of purchasing a life insurance policy on children is an idea that many parents do not consider. However, there are several reasons why parents or even grandparents may want to place an insurance policy on their child/grand-child. 1. Lock-in insurance [...]

Why Your Group or Association Disability Insurance May Simply Not Be Enough

By |2019-01-23T14:37:19-05:00January 22nd, 2018|Disability Insurance|

Why Your Group or Association Disability Insurance May Simply Not be Enough Millions of Canadians are insured through their employer with group disability insurance policies. Thousands more opt to take coverage through their association plans, such as the Ontario Medical Insurance (OMA insurance) or Lawyers Financial (previously known as The [...]

Is Critical Illness Insurance Right For You?

By |2019-01-23T14:37:20-05:00November 15th, 2017|Critical Illness Insurance|

Is Critical Illness Insurance Is it Right for You? Critical illness insurance pays a tax-free lump sum on diagnosis of any one of a list of serious illnesses such as heart attack, stroke or cancer. Policies cover anywhere from three medical conditions to as many as 24. Statistics show you [...]