Buy No Medical Life Insurance Anywhere in Ontario

When you struggle to get Life Insurance because of your health, No Medical Life Insurance is here for you. No health exam required!

No Medical Insurance Quotes, No Medical Life Insurance Quotes

Buy No Medical Life Insurance Anywhere in Ontario

When you struggle to get Insurance because of your health, No Medical Life Insurance is here for you. No health exam required!

No Medical Life Insurance Quotes, No Medical Insurance Quotes

What is No Medical Insurance?

No Medical Insurance is a term life insurance policy available without a medical examination. While these types of policies are easier and less time-consuming to acquire, there are some drawbacks to this type of insurance — specifically, higher premiums to accommodate likely pre-existing conditions.

Types of No Medical Insurance include:

  • Simplified Issue Life Insurance: This type of coverage does not require a medical exam, but may require a basic health questionnaire. It’s also available as both as a Whole Life or Term Life policy.
  • Guaranteed Issue Life Insurance: This type of coverage does not require a medical exam or questionnaire but offers a limited level of coverage (typically around a $25,000 death benefit). Your coverage will continue as long as you continue making payments, but should you perish during the initial two years of your policy, your beneficiary will only be entitled to the total amount you’ve paid into your policy at that time.
Protect Your Wealth provides No Medical Life Insurance coverage options

Get no medical insurance coverage in 3 easy steps

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Enter your details

Speak to a licensed agent


Speak to a licensed agent

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Get covered

Why choose No Medical Insurance from Protect Your Wealth?

  • Fast, easy, and convenient.
  • Personalized quotes that suit your needs and budget.
  • Buying insurance virtually from the comfort of your own home.
  • Easy to access service – by phone, email, online videoconferencing or in-person!
  • Pressure free guidance – no pushy sales.
  • 20+ years experience crafting insurance packages that give you peace of mind.
  • One-on-one service with insurance experts with detailed knowledge of your account.
  • Licensed insurance advisors ready to help anytime you need it.
  • Compare multiple insurance solutions from Canada’s most respected life insurance companies.
  • No cost or fee to use our services at any time.
No Medical Life Insurance

Frequently asked questions

Life insurance companies can only offer their own products and solutions. As an award winning life insurance broker, we are able to compare multiple insurance company’s products and solutions to find the right one for you.

Never a cost! There is absolutely no fee or cost to you at any time.
We are compensated directly from insurance when you purchase a policy, with no out of pocket cost to you.
Simple answer, no! As a completely independent insurance broker we have the ability to compare multiple companies and can offer the exact same quote as an in-house insurance representative. The difference is we are able to compare multiple companies instantly and provide you the best solution.
Never! We offer in-house advice and will never sell or distribute your information.
We can 100% guarantee you will NEVER be pressured to purchase any policy at any time. We are here to help you make an educated decision when the time is right for you.
Your policy will always remain directly with the insurance company. All premiums and policy information are collected and stored with the insurance company directly.
Yes we are licensed to sell insurance anywhere in the province of Ontario, whether in person or remotely via video conference or phone. We are licensed by the Financial Services Regulatory Authority of Ontario.
Every situation is unique. However today you may be insurable and tomorrow you may not. Furthermore, with added pressure on interest rates, insurance companies are starting to increase premiums. If you have a need for life insurance, it is always best to get insurance as soon as possible.
Whole Life is a permanent lifelong insurance solution which offers both a savings component and insurance. Term Life is a temporary solution which offers guaranteed premium and coverage for a specified period of time.
Depending on your circumstances there are multiple ways to calculate how much insurance you may require. It could be a combination of eliminating debts, providing final expenses or replacing income. Whatever the methodology it comes down to what gives you peace of mind. Working with our experts we will provide guidance, however ultimately you will make the decision that puts your mind at ease.
Many factors contribute to the cost of insurance. Age, smoking status, face amount, length of term, medical risks are all taken into account. Our experts at Protect Your Wealth will compare options to find the best solution for you.
Yes it is certainly possible to get insurance. We have access to a wide variety of policies for all different types of health history.
You will always have complete control and are able to cancel any application at any time without penalty. Once the policy is put in force, you have a 10 day free no obligation look at the policy. Thereafter, you may cancel at any time without penalty regardless of the term (minus the premiums paid during the time coverage was in place). Note some policies may have a return of premium or cash value which after a certain time may allow you to receive 100% or more of all premiums paid.

We offer multiple ways to service your needs. Phone, email, text, video conferencing and in person are all available. You may schedule a quick 15 minute initial consultation by visiting our schedule page found here:

Remember there are never any fees associated with using our award winning service.

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Contact Protect Your Wealth today to learn more about your insurance options and to begin building an insurance package personalized to meet the needs of your family.