T100 - Level Cost Policy for Life (ie premium does not change for life) without any cash value. Good for adults looking for permanent life insurance solution alone.
Universal Life - Flexible premiums inside universal life allows choice of investment options and ability to reduce premium to be for insurance costs only (ie similar to T100 policy with more flexibility). Good for all ages
Whole Life - Oldest type of policy, dividends may be payable, investment is managed by insurance company with no ability to separate. Good for children and corporate policies.