Why choose Disability Insurance?
While recovering from a serious illness or injury, hospitalization, or mental illness, the financial and emotional impact of your loss of income can be huge. Disability Insurance is there to help you navigate this difficult period with ease, giving you a monthly payment to put towards your recovery and monthly expenses, and allow you to focus on what’s most important — your health.
- Disability Insurance provides financial security for you and your family in the event of a death or disability.
- Significantly more affordable compared to whole life insurance policies.
- Adaptable policy terms to best suit your needs.
- Once you’ve locked in your policy, your rates will never change.
- Guaranteed death benefit.
- Peace of mind knowing your family is protected.
Why Choose Short-Term Disability Insurance?
- Coverage for 6 to 26 weeks
- Typically offered through your employer
- Provides a weekly income replacement throughout your term
- Benefits begin 1 to 14 days after disability
Why Choose Long-Term Disability Insurance?
- Variable Coverage Terms for your needs — from 26 weeks up to age 65
- Typically purchased on an individual basis to supplement your Short-Term coverage
- Provides a monthly income replacement throughout your term
- Benefits begin after you’ve used your Short-Term coverage
- Financial security for you and your family in the event of a death or disability.
- Significantly more affordable compared to whole life insurance policies.
- Adaptable policy terms to best suit your needs.
- Once you’ve locked in your policy, your rates will never change.
- Guaranteed death benefit.
- Peace of mind knowing your family is protected.
Get Disability Insurance coverage in 3 easy steps
1
Enter your details
2
Speak to a licensed agent
3
Get covered
