Protect Your Wealth
1-877-654-6119
Step 1 of 5 · Insurance typeSecure · About 1 minute

What type of insurance are you looking for?

Choose one or more. No detailed medical history needed, and no obligation to apply.

A little about you

Four quick details. Insurers price on these.

Which province do you live in?

You

What is your date of birth?
What was your sex at birth?
Have you used tobacco or nicotine in the past 12 months?

Your coverage

Choose an amount and a length of time. You can adjust both with your broker.

How long do you need coverage for?

Critical illness coverage

Paid as one lump sum if you are diagnosed with a covered illness, such as cancer, a heart attack or a stroke.

Tell us about your work

Disability coverage depends on what you do and what you earn.

How do you earn your income?

A quick health question

This helps us decide whether we can show an estimate right away or a broker should review it first.

Have you ever been diagnosed with or treated for a serious or ongoing medical condition, or are you waiting on tests or results?

For example: cancer, heart disease or stroke, high blood pressure, diabetes, mental health treatment, sleep apnea, or liver or kidney disease. Answer Yes even if it is well controlled.

Not sure? Choose Yes and we will check it for you.

No diagnosis or medical details are needed here.

Where should we send your quote?

Your estimate or next steps are just ahead.

Please double-check it. A licensed broker may use it to reach you about your quote.

We use your details to prepare your quote and contact you about it. Privacy Policy

Comparing the insurers we work with

Checking available pricing and coverage terms. Your estimate will be ready shortly.

  • Checking your details
  • Comparing the insurers we work with
  • Preparing your estimate

Why we ask about sex at birth

Insurers in Canada set life insurance rates using sex at birth, because some health risks and life expectancy differ by sex. We ask only so your price is accurate.

We understand your sex at birth may be different from your gender identity. To talk about how this applies to you, call a licensed broker at 1-877-654-6119.

What counts as tobacco or nicotine?

Choose Yes if you have used any of these in the past 12 months:

Otherwise choose No. Cannabis is not tobacco, but insurers ask about it separately and their rules differ. Your broker will go over it with you.

How we are paid

Protect Your Wealth is an independent brokerage. When a policy is issued, the insurer pays us a commission. You pay no fee to us, and the commission does not add to your premium.

Commission rates vary by insurer and product. Our recommendation is based on your needs, and you can ask us about our compensation at any time.

How much coverage do I need?

The right amount depends on what you want the money to do. Most people think about:

Pick an amount that feels close for now. A licensed broker can work through the numbers with you before you apply.

What counts?

Choose Yes if you have ever been diagnosed with or treated for any of these, or you are waiting on tests or results:

Choose Yes even if it is well controlled, treated with medication, or you feel fine today. Minor things that fully healed, like a broken bone or a past infection, do not count. Not sure? Choose Yes and we will check it for you.

What counts as income?

Each insurer decides how much income it can insure. A rough figure is fine here; your broker confirms it with you.

Start over?

This clears your answers in this browser so you can start a new quote, for example for someone else.